Terms of Service

1. Scope

These Terms govern access to and use of StixRamp, operated by KALYXIO.

By using StixRamp, you agree to these Terms.


2. Nature of the Service

StixRamp is a technical on-ramp aggregator.

We:

  • Provide a technical interface

  • Redirect users to third-party on-ramp providers

  • Act as an introducer and technical integrator

We do not:

  • Process payments

  • Execute transactions

  • Hold or custody funds

  • Set exchange rates

  • Perform KYC/AML checks

All transactions are executed directly between the user and the selected on-ramp provider.


3. Third-Party Providers

StixRamp integrates external on-ramp providers.

Each provider:

  • Is solely responsible for transaction execution

  • Applies its own KYC, AML, fees, limits, and compliance rules

  • Operates under its own terms and privacy policy

StixRamp bears no liability for:

  • Transaction failures

  • Delays

  • Rejected payments

  • Regulatory decisions

  • Losses related to third-party services


4. User Responsibilities

Users must:

  • Provide a valid wallet address

  • Ensure compatibility with selected crypto assets

  • Comply with applicable laws and regulations

  • Review third-party terms before proceeding

Users acknowledge that blockchain transactions are irreversible.


5. Fees

StixRamp may receive a commercial commission or referral fee from integrated providers.
This does not affect the user’s contractual relationship with the provider.


6. Availability

We strive for high availability but do not guarantee uninterrupted service.
Maintenance, updates, or third-party outages may occur.


7. Limitation of Liability

To the maximum extent permitted by law:

  • StixRamp is provided “as is”

  • KALYXIO shall not be liable for indirect, incidental, or consequential damages

  • Total liability shall not exceed €100


8. Suspension

We reserve the right to suspend access in case of:

  • Abuse

  • Security threats

  • Legal or regulatory requirements


9. Governing Law

These Terms are governed by French law.

Any dispute shall fall under the exclusive jurisdiction of the courts of Bernay, France, unless mandatory law provides otherwise.


10. Contact

For legal inquiries:
contact@stixramp.com