Compliance Summary – KYB

1. Entity Overview

Legal Entity: KALYXIO
Legal Form: SASU (Simplified Joint-Stock Company – single shareholder)
Country of Incorporation: France
Registered Address:
195 Rue Pierre et Marie Curie
27310 Bourg-Achard, France

RCS: 999 024 862 R.C.S. Bernay
VAT: FR26999024862
Trade Name / Product: StixRamp


2. Business Model

StixRamp is a crypto on-ramp aggregation platform.

Role:

  • Technical integrator

  • Aggregator of third-party on-ramp providers

  • Commercial introducer

StixRamp does not:

  • process fiat or crypto payments;

  • execute transactions;

  • custody funds or assets;

  • set exchange rates or fees;

  • perform KYC/AML on end users.

All transactions occur directly between the user and the selected third-party on-ramp provider.


3. Regulatory Positioning

  • StixRamp is not a payment service provider

  • Not a crypto-asset service provider (custody/exchange)

  • Not an investment firm

  • Not a financial advisor

  • Not FCA-authorised

StixRamp operates as a non-custodial technical service provider.


4. AML / CTF Framework

  • AML/CTF obligations are fully handled by integrated on-ramp providers

  • Each provider performs:

    • KYC

    • Transaction monitoring

    • Sanctions screening

    • Regulatory reporting

StixRamp maintains:

  • A proportional AML/CTF Policy

  • Partner due diligence

  • Technical monitoring for abuse or misuse

  • The ability to suspend integrations if required


5. Source of Funds

  • Share capital: €100

  • Funded via personal savings of the sole shareholder

  • No external investors

  • No loans

  • No crypto-derived funding


6. UK Financial Promotions

  • StixRamp does not issue financial promotions

  • No inducement or solicitation under FSMA s21

  • No marketing of regulated financial instruments

  • All UK-facing compliance is handled by third-party providers

A dedicated UK Financial Promotions Disclaimer is in place.


7. Data Protection

  • GDPR-compliant

  • No storage of KYC documents

  • No storage of payment data

  • Limited technical logs only

  • Privacy Policy publicly available


8. Governance

  • Compliance oversight handled by the Founder / Director

  • Annual review of policies

  • Immediate updates upon material business or regulatory changes


9. Contact

Compliance Contact:
contact@stixramp.com
Entity: KALYXIO – StixRamp